If you want it to be pretty, then make it pretty. It can be a wall calendar or a sheet you print off the internet, Excel or Word.įind something that will motivate and inspire you. Once you have all your bills and due dates together, grab a calendar.
You can figure the rest out on your paycheck budget sheet. If you have a special thing come up that month, like a birthday, hair appointment, or holiday, be sure to put that on the calendar. You can if you like but what I really want you to figure out at first is when to pay certain bills. Now as you are setting it up at first, you don’t need to worry about putting all the things on it like saving and sinking funds. You can also separate your list by fixed due dates and ones that the due dates vary. So, you want to make sure that you have all your bills and their estimated amounts along with your income in one place. That is the first step in making your budget. It is important to track your spending before putting your calendar together. The next thing you need to do is list out all your month bills and their due dates. This is important for when you determine when to pay each bill. The first step is writing out when you get paid on the calendar. You can set up automatic payments and not worry about if there will be money for it or not. The really great thing about making a budget calendar is once you get in the habit of knowing when to pay your bills, it stays the same month to month. You will even start to notice as you pay off debt and have less bills due each month. It will help you track your progress visually which will help keep you motivated. plan for holidays and birthdays in the month.It helps you stay organized and manage your budget better.Ī budget calendar is the backbone of your budget and actually sticking to it. It will help you manage due dates and keep track of what you have paid.
It makes it so easy to figure out when to pay which bill. Using a budget calendar is essential when budgeting by paycheck.
#Budget calendar free
You can find a printable budget anywhere including free printables online or even a budget calendar in excel or Word. You can even put it in your budget planner or hang it up where you can be reminded of what to pay and when. You can use any calendar you like, just find and use one that works for you. A budget calendar is a regular calendar but used for the purpose of tracking your bills, paychecks, and due dates.
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